You are allowed to access any information on Dig4me.org.nz (“Website”) unless any of these terms and conditions of use are breached, in which case [Dig4me Limited] (known in these terms as “Dig4me, “we” or “our”) reserve the right to prohibit you from accessing the Website.

You are not allowed to interfere, damage, disable or impair the Website in any way.

We reserve the right to update or change the contents of the Website at any time, including but not limited to, these terms and conditions and any fees listed on this Website.

We try our hardest to make sure the information and content on the website is up to date and accurate but we exclude ourselves from any liability for losses incurred by you in reliance on the information on the Website.

You acknowledge and agree that all personal information that you provide about yourself to lenders or service providers via this Website will be complete and accurate.

 If you are applying for services online from a third party listed on the Website then we do not guarantee that the party or parties that you are applying to will approve your application.

None of the contents of the Website are to be used for any use other purpose than personal use.

All intellectual property in this Website is owned by Dig4me unless stated otherwise.

You are not allowed to reproduce any content of the Website without our prior written permission.

The names, logos and brands of actual companies and products included by those companies on the Website are the intellectual property of their respective owners.

If you wish to put a link to the Website on your own website then you can only do so in accordance with our requirements.

We exclude ourselves from any liability for any losses suffered by you when you rely on any information on any websites linked to the Website.  Inclusion of any link on the Website does not imply endorsement by Dig4me of the linked site or any association with its operators.

We try very hard to secure the Website from any viruses or other similar problems. We exclude ourselves from liability for any loss or damage suffered by your computer hardware or software as a result of using the Website.

Any information you enter on the Website is confidential and will only be released to a third party with your consent. For more information about how we store and use your personal information please read our Privacy Policy.

The Website may contain bulletin boards, forums and other communication facilities designed for you to be able to communicate with a group or the public at large. You may not use these communication facilities in an inappropriate way (as decided by Dig4me at its discretion) including, but not limited to the following:

-          defaming or threatening any person or company or otherwise violating the legal rights of others;

-           advertising, or any other commercial purposes;

-          falsifying or deleting author attributions, legal disclaimers or labels of origin of information included in any software or information uploaded.

Dig4me reserves the right to monitor and, where necessary, remove communications posted by users. We exclude ourselves from liability for any loss or damage incurred by you or arising or related to the use or misuse of the communication facilities.

The laws of New Zealand apply to these terms and conditions of use together with any dispute arising from or related to the Website or these terms and conditions.

All questions or requests related to the Website should be addressed to [    @dig4me.org.nz].

Prices listed on the Website are in NZ dollars and include GST unless otherwise stated.

 Prices are subject to change without notice from time to time.

Payment for online services provided by Dig4me is by [credit card only].

If we are unable to charge your credit card or payment is not made for any reason we will notify you immediately and if we are unable to contact you from the details you have entered we reserve the right to cancel your order and deny you access to the Website.

When buying services online you will require a username and access code. You are required by us to keep this confidential. You are responsible for any unauthorised use of your account.